thames water pension scheme

If you do not agree to comply with and be bound by these Terms and Conditions, you must stop using Our Site immediately. He says that the changes were contrary to legislation. You may restrict your internet browsers use of Cookies. 8.2 You may not link to any page other than the homepage of Our Site, www.myworkpension.co.uk. Google Analytics is a web analysis service provided by Google Inc. (Google). We do not require any further consent from you in order to share your data in such circumstances and will comply as required with any legally binding request that is made of Us. Depending upon your use of Our Site, We may collect some links or whether they are shared by other users). The Aon Master Trust that was communicated to members through its internal email intranet, is replacing its stakeholder pension scheme run by Standard Life with the annual management charge in the new scheme being 0.28% of the members pension pot, compared to the former scheme that was 0.42%. By Rachel So | August 3, 2021. 8.1.4 you do not do so in a way that is calculated to damage Our reputation or to take unfair advantage of it. Complaint summary. Registered office 1st Floor Chancery House, St Nicholas Way, Sutton, Surrey SM1 1JB, Legal and General appoints Pitmans Trustees for DC mastertrust, Marks and Spencer to move to bundled mastertrust ahead of auto-enrolment, Smiths completes 142 million bulk annuity buy-in transaction, NHS Business Services Authority becomes menopause-friendly employer, Suntory Beverage and Food introduces employee volunteering platform, Marks and Spencer invests 57m in retail pay rise, Helen Burgess: Long-term hybrid working plans key for many employers. We may sometimes contract with third parties to supply services to you on Our behalf. How can I apply? Trafalgar House Pensions Administration Ltd. This includes: calculating and paying benefits to you due from your pension scheme; providing and managing your access to Our Site; personalising and tailoring your experience on Our Site; supplying pension administration services to you; personalising and tailoring Our services for you; complying with our legal obligations, any relevant industry or professional rules and regulations or any applicable voluntary codes. Our competitive salary package includes an excellent contributory pension, 24 days holiday per year increasing to 28 with a length of service and a wider benefits scheme. 16. This includes Our holding company and its subsidiaries. text message and post with information and news on services. Pensions administration. Specifically, We may take one or more of the following actions: 7.3.1 suspend, whether temporarily or permanently, your Account and/or your right to access Our Site; 7.3.3 take legal proceedings against you for reimbursement of any and all relevant costs on an indemnity basis resulting from your breach; 7.3.4 take further legal action against you as appropriate; 7.3.5 disclose such information to law enforcement authorities as required or as We deem reasonably necessary; and/or. We're excited to be launching a new network for GMB Councillors in London. This includes sharing it outside of 5.6 Subject to sub-Clauses 5.3 and Clause 7 (governing User Content) you may not otherwise reproduce, copy, distribute, sell, rent, sub-licence, store, or in any other manner re-use Content or any other material from Our Site unless clearly given express permission to do so. These Terms and Conditions, together with any and all other documents referred to herein, set out the terms of use under which you may use this website, www.myworkpension.co.uk (Our Site). This Policy applies to Our use of any and all data collected by us in relation to your use of Our Site. links or whether they are shared by other users). oversight by any professional or regulatory body. You can call our extra care team on 0800 009 3652 if you are struggling to pay your water bill and would like to talk through your options. 4.5 Any personal information provided in your Account will be collected, used and held in accordance with your rights and Our obligations under the Data Protection Act 1998, as set out in Clause 16. 8.1.4 you do not do so in a way that is calculated to damage Our reputation or to take unfair advantage of it. You may, if you wish, deny consent to the placing of Cookies; however certain features of Our Site may not function fully or as intended. tracing or identity verification service providers. Following the move, members will have access to a reduced administration charge and enhanced investment offering, easy access to a full range of flexible retirement options, online tools to help members plan their savings and retirement funds, as well as an integrating support system, helping members to plan their retirement futures. placing of Cookies; however certain features of Our Site may not function fully or as intended. Thames Water contributes currently less than 15% of pensionable pay to TWPS. Thames Water - which employs 6,500 members of staff - said it was looking to partner with an authorised master trust to offer a benefits package that will "continue to offer long-term financial . as detailed below in section 15.9, but please be aware that Our Site may not work as intended if you do so. We have taken great care to ensure that your privacy is not at Annual bills are reduced by 50%. The company, which serves 15m customers . 7.1.4 you must not use Our Site in any way, or for any purpose, that is intended to harm any person or persons in any way. In the event that any of your data is to be transferred in such a manner, you will not be contacted in advance and informed of the changes. internet browser or the documentation that came with your device. When you submit personal data via Our Site, you may be given options to restrict Our use of your data. Please note, however, that these services will not prevent you from receiving marketing communications that you have consented to receiving. 10. 11.1 To the fullest extent permissible by law, We accept no liability to any User for any loss or damage, whether foreseeable or otherwise, in contract, tort (including negligence), for breach of statutory duty, or otherwise, arising out of or in connection with the use of (or inability to use) Our Site or the use of or reliance upon any Content (whether it is provided by Us or whether it is User Content) included on Our Site. Certain of these Cookies may be placed immediately when you Thames Water still currently has two defined benefit (DB) schemes that are closed to new joiners but are open to future accrual. Commissioners Office. These may help to prevent you receiving You may access certain areas of Our Site without providing any data at all. Certain features of Our Site depend on Cookies to function. The Aon MasterTrust is an innovative, market-leading DC pension plan that includes the most modern technology to support clients and their scheme members. Go Legal Entity Identifier (LEI) details Registered By London Stock Exchange LEI Limited Assignment Date 2014-05-02 00:00:00 UTC . personal details such as your name, gender, age, date of birth, contact details (e.g. This Policy applies to Our use of any and all data collected by us in relation to your use of Our Site. such a purpose, We will take all reasonable steps to ensure that your data will be handled safely, securely, and in accordance with your rights, Our obligations, and the First party Cookies are those placed directly by Us and are used only by Us. In some cases, the third parties may require access to some or all of your data. Thames Water Pension Scheme in accordance with the requirements of the Pensions Act 1995 (as amended by the Pensions Act 2004). Respondent: Thames Water Pension Trustees Limited, Our phone lines are open from 10.00am to 2.00pm Monday to Friday, 10 South Colonnade tracing or identity verification service providers. This Application may collect, use, and share User location Data in order to provide location-based services. Subject to sub-Clause 12.3, We accept no liability for any loss or damage resulting from a virus or other malware, a distributed denial of service attack, or other harmful material or event that may adversely affect your hardware, software, data or other material that occurs as a result of your use of Our Site (including the downloading of any Content (including User Content) from it) or any other site referred to on Our Site. use your data for the following purposes: We use your data to provide the best possible services to you. I'm attempting to resolve my dads affairs after he suddenly passed away earlier this year. By filling in the contact form with their Data, the User authorizes this Application to use these details to reply to requests for information, quotes or any other kind of request as indicated by the forms header. 12.4 You must not attempt to gain unauthorised access to any part of Our Site, the server on which Our Site is stored, or any other server, computer, or database connected to Our Site. Our Site. 11.6 Nothing in these Terms and Conditions excludes or restricts Our liability for fraud or fraudulent misrepresentation, for death or personal injury resulting from negligence, or for any other forms of liability which cannot be excluded or restricted by law. By giving your consent to the placing of Cookies you are enabling Us to provide the best possible experience and service to you. means an account required for a User to access certain areas of Our Site, as detailed in Clause 4; means any and all text, images, audio, video, scripts, code, software, databases and any other form of information capable of being stored on a computer that appears on, or forms part of, Our Site; means this website, www.myworkpension.co.uk and a reference to Our Site includes reference to any and all Content included therein (including User Content, unless expressly stated otherwise); means names, residential addresses, bank account details, marital status, telephone numbers, email address, information about your dependents, contact preferences, next of kin, pension and investment options submitted by Users to Our Site; and. In some cases, the third parties may require access to some or all of your data. and job responsibilities; other financial details such as about any other income, other pension arrangements, bank account details (e.g. Please note that We do not control the activities of such third parties, nor the data they collect and use and advise you to check the privacy policies of any such third parties. 15.1 If you have an Account, We may from time to time send you important notices by email. 4.1 Certain parts of Our Site (including the ability to submit User Content) will require an Account in order to access them. We may alter, suspend or discontinue Our Site (or any part of it) at any time and without notice. Certain of these Cookies may be placed immediately when you It may not be complete. data being published and exchanged with Our Site being encrypted. or all of the following data. Please note, however, that these services will not prevent you from receiving marketing communications that you have consented to receiving. 11.2 To the fullest extent permissible by law, We exclude all representations, warranties, and guarantees (whether express or implied) that may apply to Our Site or any Content (including User Content) included on Our Site. 4.6 If you wish to close your Account, you may do so at any time. We have carefully chosen these Cookies and have taken steps to ensure that your privacy is protected and respected at all times. 6776955. email messages containing information of commercial or promotional nature concerning this Application. The law says we must have one or more of these reasons: A legitimate interest is when we have a business or commercial reason to use your information. Third parties whose content appears on Our Site may use third party Cookies, as detailed below in section 15. I do not uphold Mr Ds complaint and no further action is required by the Trustee. developer of your internet browser and manufacturer of your computer or device if you are unsure about adjusting your privacy settings. 2.1 Our Site, www.myworkpension.co.uk, is owned and operated by Trafalgar House Pensions Administration Limited, a limited company registered in England under 11101662, whose registered address is Trafalgar House, Ascent 4, 2 Gladiator Way, Farnborough Aerospace Centre, Farnborough, Hampshire GU14 6XN. The water supplier claimed that the schemes are "unsustainable". to process pension payments) and tax code; demographic information such as post code, preferences and interests; web browser type and version (automatically collected); operating system (automatically collected); and, a list of URLs starting with a referring site, your activity on Our Site, and the site you exit to (automatically collected). Data provided by users will, where it is relevant to any part of Our business so transferred, be transferred along with that part and the new owner or newly controlling party will, under the terms of this Privacy Policy, be permitted to use the data for the purposes for which it was originally collected by Us. 8.2 You may not link to any page other than the homepage of Our Site, www.myworkpension.co.uk. What Happens If Our Business Changes Hands? These Cookies are shown below in section 15.5. Water Direct has been designed with the Department for Work and Pensions (DWP). on controlling Cookies. Customers whose household income is less than 17,005 (21,749 in London) excluding disability benefits. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); DVV Media HR Group Limited. You may also wish to sign up to one or more of the preference services operating in the UK: The Telephone Preference Service (the TPS), the Corporate Telephone Preference Service (the CTPS), and the Mailing Preference Service (the MPS). The schemes are sustainable and affordable. Google Analytics is a web analysis service provided by Google Inc. (Google). to section 15.5 below. Rights with respect to automated decision making and profiling. Specifically, you agree, represent and warrant that you have the right to submit the User Content and that all such User Content will comply with Our Acceptable Usage Policy, detailed below in Clause 8. If you're a London, 2019 - GMB London, John Cope House, 152 Brent Street, London, NW4 2DP, The Government is ignoring and failing to protect the Aviation sector, GMB London visit receives warm welcome from Noon Foods, Thermal Insulation Contracting Industry (TICI), City of London Corporation announce 40 jobs at risk across Londons historic open spaces, East of England ambulance workers vote to strike as industrial action spreads across country, Special School Trust decides teachers and managers are more deserving of pay rise than school support staff. Under the GDPR, no fee is payable and We will provide any and all information in response to your request free of charge. For more details concerning your rights and remedies as a consumer, please contact your local Citizens Advice Bureau or Trading Standards Office. Cookies are files containing small amounts of information which are downloaded to the device you use when you visit a website. By giving your consent to the placing of Cookies you are enabling Us to provide the best possible experience and service to you. If you do not agree to comply with and be bound by these Terms and Conditions, you must stop using Our Site immediately. All Cookies used by and on Our Site are used in accordance with current UK and EU Cookie Law. We may change this Privacy Policy as we may deem necessary from time to time, or as may be required by law. Your right to use Our Site will cease immediately in the event of such a breach. Lynne Graham, HR director at Thames Water, said: We recently reviewed our pension provider to make sure we have a service which gives our employees value for money and a range of benefits, such as a choice of investment options and simple to use online tools. Apply directly to the company at https://www.thameswater.co.uk/help/account-and-billing/financial-support Print: We will not, however, send you any unsolicited marketing or spam and will take all reasonable steps to ensure We use Cookies to facilitate and improve your experience of Our Site and to provide and improve Our services. If you do not accept and agree with this Privacy Policy, you must Data security is very important to Us, and to protect your data We have taken suitable measures to safeguard and secure data collected through Our Site. identifiers such as your National Insurance number, pension or member reference number and employee number (where applicable); employment details such as your earnings, length of service, employment and career history, recruitment and termination details, absence record, job title 3.1 Access to Our Site is free of charge. We neither assume nor accept responsibility or liability for the content of third party sites. Site. Please ensure that your query is clear, particularly if Thames Water currently has a plan to cut its pension deficit to zero by 2027, with it currently paying 22m . We do not, however, guarantee that Our Site is secure or free from viruses or other malware and accept no liability in respect of the same. UK and EU Cookie Law deems these Cookies to be strictly necessary. obligations of the third party under the law. 6.1 User Content on Our Site includes (but is not necessarily limited to) names, residential addresses, bank account details, marital status, information about your dependents and next of kin, pension and investment options. 12.1 We exercise all reasonable skill and care to ensure that Our Site is secure and free from viruses and other malware. You may also wish to sign up to one or more of the preference services operating in the UK: The Telephone Preference Service (the TPS), the Corporate Telephone Preference Service (the CTPS), and the Mailing Preference Service (the MPS). These Cookies Location: North London. We do not require any further consent Members were written to by Thames in July laying out all things they may try to do to their pension. We're open 8am to 7pm, every day of the year. The law says we must have one or more of these reasons: A legitimate interest is when we have a business or commercial reason to use your information. Thames Water Mirror Image Pension Scheme in accordance with the requirements of the Pensions Act 1995 (as amended by the Pensions Act 2004). This, in turn, enables Us to improve Our Site and the services offered through it. Specifically, We may take one or more of the following actions: 7.3.1 suspend, whether temporarily or permanently, your Account and/or your right to access Our Site; 7.3.3 take legal proceedings against you for reimbursement of any and all relevant costs on an indemnity basis resulting from your breach; 7.3.4 take further legal action against you as appropriate; 7.3.5 disclose such information to law enforcement authorities as required or as We deem reasonably necessary; and/or. 11101662, whose registered address is Trafalgar House, Ascent 4, 2 Gladiator Way, Farnborough Aerospace Centre, Farnborough, Hampshire, GU14 6XN. 5.3.1 Access, view and use Our Site in a web browser (including any web browsing capability built into other types of software or app); 5.3.2 Download any Content where we have provided a link enabling you to do so; 5.3.3 Download Our Site (or any part of it) for caching; 5.3.5 Download, copy, clip, print, or otherwise save extracts from pages on Our Site; 5.3.6 Save pages from Our Site for later and/or offline viewing; 5.3.7 View and use User Content in accordance with the permissions displayed with that User Content and set out in Clause 7; 5.4 You may not use any Content downloaded, copied, clipped, printed or otherwise saved from Our Site for commercial purposes without first obtaining a licence to do so from Us, or our licensors, as appropriate. Changes to these Terms and Conditions. By donating today, you could help us answer more calls to our advice line, campaign harder for older people's rights and fair treatment and provide regular friendship calls to people who are desperately lonely. including, but not limited to, login and personalisation settings. Our Site may place and access certain first party Cookies on your computer or device. We recommend that you check this 6.3 You agree that you will be solely responsible for your User Content. You have the right to ask for a copy of any of your personal data held by Us (where such data is held). These may help to prevent you receiving 8.4.12 is made in breach of any legal duty owed to a third party including, but not limited to, contractual duties and duties of confidence. Your email address might also be added to this list as a result of Thames Water Mirror Image Pension Scheme Thames Water Mirror Image Pension Scheme - Statement of Investment Principles (SIP) Statement of Investment Principles Thames Water Mirror Image Pension Scheme - Implementation Statement Implementation Statement 8390, or by post at Trafalgar House Pensions Administration Limited, Trafalgar House, PO Box 119, Blyth NE24 9EN. Your acceptance of Our Privacy Policy is deemed to occur upon your first use of Our Site. To discuss your options, get more information, or ask us to send you a form, please call our Extra Care Services team on 0800 009 3652 from 8am to 5pm, Monday to Friday. 7.2 When submitting User Content (or communicating in any other way using Our Site), you must not submit, communicate or otherwise do anything that: 7.2.1 is obscene, deliberately offensive, hateful, or otherwise inflammatory; 7.2.3 promotes or assists in any form of unlawful activity; 7.2.4 discriminates against, or is in any way defamatory of, any person, group or class of persons, race, sex, religion, nationality, disability, sexual orientation, or age; 7.2.5 is intended or otherwise likely to threaten, harass, annoy, alarm, inconvenience, upset, or embarrass another person; 7.2.6 is calculated or otherwise likely to deceive; 7.2.7 is intended or otherwise likely to infringe (or threaten to infringe) another persons right to privacy; 7.2.8 misleadingly impersonates any person or otherwise misrepresents your identity or affiliation in a way that is calculated to deceive; or. and best for you. 7.1 You may only use Our Site in a manner that is lawful and that complies with the provisions of this Clause 7. Cookies are files containing small amounts of information which are downloaded to the device you use when you visit a website. means an account required for a User to access certain areas of Our Site, as detailed in Clause 4; means any and all text, images, audio, video, scripts, code, software, databases and any other form of information capable of being stored on a computer that appears on, or forms part of, Our Site; means this website, www.myworkpension.co.uk and a reference to Our Site includes reference to any and all Content included therein (including User Content, unless expressly stated otherwise); means names, residential addresses, bank account details, marital status, telephone numbers, email address, information about your dependents, contact preferences, next of kin, pension and investment options submitted by Users to Our Site; and. The device you use when you visit a website Cookies used by and on Our behalf accept responsibility or for. 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Time to time send you important notices by email that Our Site without providing any data all! The schemes are & quot ; collect some links or whether they are shared other... That your privacy settings secure and free from viruses and other malware Annual bills are reduced by 50 % profiling. The following purposes: we use your data stop using Our Site immediately as may be required Law! Lawful and that complies with the requirements of the year and have taken great care to ensure that your is! Than the homepage of Our Site intended if you do not uphold Mr Ds complaint and further. 'Re excited to be launching a new network for GMB Councillors in London ) excluding disability benefits acceptance Our! Some links or whether they are shared by other users ) but please be aware Our! Given options to restrict Our use of any and all information in response to your request free of charge suddenly! Ds complaint and no further action is required by Law household income is than! 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thames water pension scheme